Wednesday, February 29, 2012

Picking the Perfect Spa ? From Small to Party Sized ? Outdoor Living

There is nothing better than sliding into a piping hot hot tub. From a few minutes alone, relaxing and easing tired and sore muscles, to fun family hot tub parties, hot tubs are often the perfect accessory to any home. Easier to maintain than a full-sized pool, spas provide relaxation, health benefits, and the ideal environment for entertaining. The fun begins with one decision ? which of the many different sized home and garden spas is right for your particular home?

Size Matters

Hot tubs can be an intimate setting for two or spacious enough for an entire family. While common sizes include seating for five to seven people, there are multiple choices available. A two person spa is perfect for those who want to experience a little bit of quiet by themselves or with someone special.

Larger families, or those who plan to use their hot tub for entertaining, can select a 6 or 8 person model. For those interested in an even ?bigger? experience, swim spas provide additional room with many of the comforts of a traditional spa.

When selecting the size of your particular tub, keep in mind a few factors. First is seating ? remember that it is often best to plan for guests and select a model with a few extra seats. The second thing to consider is water capacity. On average, hot tubs should hold about 75 gallons of water for each person using it, making it easy to select an appropriate size.

Going Beyond Size to the Setting

Almost as important as the size of the hot tub is the setting. Take the time to consider where the tub will be placed, remembering that decks and masonry will have weight limitations. Once you have considered any weight issues, turn to the environment for help. Are there pathways, landscaping, and lighting features available? Will they support a larger spa or just a small one?

Remember to also take into consideration the extra space you?ll need for spa accessories, steps, caddies, and towel holders. All of these items will change your available space and impact the overall size of your swim spa or hot tub.

Hot tubs are a beautiful addition to the home, providing health benefits, fun, and relaxation. Before you dive in, take the time to carefully consider what size hot tub will fit best with your needs and your particular yard. Choosing the right size tub will make all the difference.

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This entry was posted on Monday, February 27th, 2012 at 10:39 pm and is filed under about us. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your own site.

Source: http://sudburyoutdoorliving.com/2012/02/27/picking-the-perfect-spa-%E2%80%93-from-small-to-party-sized/

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Monday, February 27, 2012

Medical tattoos offer important health information (AP)

[unable to retrieve full-text content]AP - Tattoos have long served as fashion statements, but a small number of Americans are now relying on them for a more practical, potentially lifesaving purpose: to warn first responders about important medical conditions.

Source: http://us.rd.yahoo.com/dailynews/rss/health/*http%3A//news.yahoo.com/s/ap/20120227/ap_on_re_us/us_medical_tattoos

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GOP governors concerned about long primary race (AP)

[unable to retrieve full-text content]AP - Democratic governors are bullish on President Barack Obama's re-election prospects, citing the improving economy and a Republican nominating contest that has exposed deep divisions in the party's base.

Source: http://us.rd.yahoo.com/dailynews/rss/politics/*http%3A//news.yahoo.com/s/ap/20120226/ap_on_el_pr/us_governors_presidential_campaign

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Sunday, February 26, 2012

U.S. military choppers help snowbound Montenegro

backgroundblue line Sunday 26th February, 2012

U.S. military choppers help snowbound Montenegro ??



?????Sunday 26th February, 2012??Source: The Seattle Times ??
PODGORICA, Montenegro — Two U.S. Army Black Hawk helicopters dropped food, medicine and livestock feed on Saturday to people stranded in the mountains of Montenegro by up to 11.5 feet of snow.
And for those being helped it was great to see the U.S. military on a peace mission. That's because the last time citizens had seen U.S. military airc...

Breaking News
Sunday 26th February, 2012


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Whether it be a new product launch, announcing a community event, promoting a Web site, or advertising your business, then our Network Flyers service is for you.
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Source: http://feeds.bignewsnetwork.com/?rid=203795393&cat=187cf2a69985adcf

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Saturday, February 25, 2012

androids: Malware apps spread through Facebook to bypass Bouncer http://t.co/49kBaUOn #android

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Source: http://twitter.com/androids/statuses/173222937288122368

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Coleman and Benford at NFL combine

DAY 2

Quarterback B.J. Coleman and wide receiver Tim Benford of Chattanooga are at the NFL combine this week at Lucas Oil Stadium in Indianapolis. Here's a recap from Friday:

? What happened: The players got measured, spoke with the media and met with officials from NFL teams. It was during the media session that Coleman revealed that he had a broken pinky that will keep him from throwing Sunday.

? What it means: Coleman was measured at 6-foot-3 and 233 pounds, a pound lighter than he was at the East-West Shrine Game. Of the 19 quarterbacks at the combine, his hand size of 10 3/8 inches was second only to Nick Foles of Arizona (10 5/8). Benford was measured at 5-11 and 205 pounds, six pounds heavier than at the Shrine game. His arm length of 33 1/8 inches was among the longest of the 47 wideouts, but his hand size of 8 7/8 was in the bottom half.

? What they said: "It's been about like I expected," Benford said of the combine. "It's really cool to be here and I'm really glad I'm here because it's a lifetime goal. ...You're meeting a lot of people that you have heard about for years, but you can't focus too much on that."

? What's next: On today's schedule the wideouts, quarterbacks and running backs have an NFL Players Association meeting, psychological testing and more interviews with teams. Benford said the interviews typically last at least 20 minutes and are usually fairly casual.

about John Frierson...

John Frierson is in his fifth year at the Times Free Press and fifth year covering University of Tennessee at Chattanooga athletics. The bulk of his time is spent covering Mocs football, but he also writes about women?s basketball and the big-picture issues and news involving the athletic department. A native of Athens, Ga., John grew up a few hundred yards from the University of Georgia campus. Instead of becoming a Bulldog he attended Ole ...

Source: http://www.timesfreepress.com/news/2012/feb/25/coleman-benford-at-nfl-combine/

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Friday, February 24, 2012

Grindr For Equality Needs You! Help Make The World A Gayer (Happier) Place

grindrGrindr is awesome. So awesome it won a Crunchie this year for best location app, and so awesome that I often wish Blendr (Grindr's gender-open counterpart) wasn't just full of dudes. But the app that's basically a gay man's portal to happy times now boasts over 3 million users, which means that we've got an army on our hands ladies and gentlemen. This is huge for the LGBT community as Grindr has announced that it will use its location-based app to fuel a social movement called "Grindr for Equality". This will allow Grindr to notify and mobilize the LGBT community in specific geographic areas en masse.

Source: http://feedproxy.google.com/~r/Techcrunch/~3/dXPl0417CX4/

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Rihanna could draw criticism for songs with Brown (AP)

[unable to retrieve full-text content]

Performer Rihanna arrives for the Brit Awards 2012 at the O2 Arena in London, Tuesday, Feb. 21, 2012. (AP Photo/Jonathan Short)AP - Rihanna is known for making bold statements, from her often sexually charged music to her tattoos to even the hue of her hair.


Source: http://us.rd.yahoo.com/dailynews/rss/entertainment/*http%3A//news.yahoo.com/s/ap/20120222/ap_en_ot/us_music_chris_brown_rihanna

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Thursday, February 23, 2012

Exercise in Pregnancy Safe for Baby, Study Finds (HealthDay)

[unable to retrieve full-text content]HealthDay - TUESDAY, Feb. 21 (HealthDay News) -- Exercising at moderate or --
for very active women -- even high intensity during pregnancy won't hurt
your baby's health, a new study finds.

Source: http://us.rd.yahoo.com/dailynews/rss/health/*http%3A//news.yahoo.com/s/hsn/20120222/hl_hsn/exerciseinpregnancysafeforbabystudyfinds

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Amazon Launches Cloud-Based Business Process Automation ...

Amazon just announced the availability of a new service called Simple Workflow Service (SWF), which allows developers to define a series of complex steps in carrying out a business process, then implements and monitors those steps all together, as a service. "This new service gives you the ability to build and run distributed, fault-tolerant applications that span multiple systems (cloud-based, on-premise, or both)," writes Amazon's Jeff Barr. SWF can also work across mobile devices.

The technology is similar to Beanstalkd, which describes itself as "a big to-do list for your distributed application." Leena Rao at TechCrunch first reported on the existence of SWF two weeks ago when one of her readers saw it and sent her screenshots. Tonight the service was formally announced, complete with high-profile case studies, infographics and multiple blog posts.

Amazon Web Services customers get a limited number of free workflows they can allocate and Barr's post discusses pricing at the very end. For example, "You pay $0.0001 for every Workflow execution, and an additional $0.000005 per day if they remain active for more than 24 hours."

The company launched the new service tonight with three early testimonials, including from NASA's Jet Propulsion Labs. They are, as Netflix's Adrian Cockcroft said on Twitter tonight, "very cool examples."

As Reto Kramer, General Manager, Application Connection Services, AWS, said in the news release: "By relying on Amazon SWF to handle the coordination of distributed task execution, developers can now focus on building the differentiating aspects of their applications and leave the undifferentiated heavy lifting of building and managing workflow engines to AWS."

In an article last week called NoOps, AppOps, DevOps, & More - Removing the OS Barrier with PaaS, Part 3.1, Adron Hall references companies like Opscode and Puppet Labs that exemplify a broad shift towards systematic abstraction of business processes. "Improvement of these complex systems is almost always done through abstraction of the complexity and simplification of the creation or deployment of these systems," he writes. AWS SWF may require an expansion of our understanding of the opportunities available for abstraction.

Automated workflow management, across multiple environments, as a platform for innovation and value creation is a very exciting prospect. It abstracts a layer of detail in order to facilitate the expansion of a developer's ability to create value on a higher level of abstraction. There may be no higher calling, as platforms go.

Source: http://www.readwriteweb.com/archives/amazon_launches_business_process_automation_servic.php

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Wednesday, February 22, 2012

What Makes Disneyland Cruise Vacations ... - Travel - EzineMark

The word "Disneyland" can similarly excite a four- and a forty-year-old. While cruises are typically catered to adults, the Disney Cruise Line offers trips and vacation packages for families looking for a great adventure. This prestigious cruise line features the most stunning destinations in the most exciting regions through some of the most entertaining ships today. What's more appealing about Disney Cruises is that they also provide special activities for your kids. If you're planning a Disneyland cruise vacation, here are some of the things you will enjoy.

Activities

In a Disneyland cruise vacation, you can join in a rich variety of activities at lavishly themed onboard venues. Such activities are designed to inspire and entertain each family member and provide ultimate satisfaction. Trained counselors provide arts and crafts, games, and themed parties that your kids can enjoy. Parents and adults on the other hand can indulge in luxurious spa treatments, exciting club parties, and intimate dining arrangements. These exciting activities are specially prepared for Disneyland Cruise Line's valued guests.

Entertainment

Professional activity planners also prepare Broad-way quality Disney musicals originally created by the company's talented team of artists and performers. From song-and-dance spectaculars to live shows and first-run movies in state-of-the-art onboard theaters, such top-caliber performances can surely entertain your kids and make your vacation memorable and worth it. You and your kids can also meet iconic Disney characters in such cruise vacations. You can say hello to Cinderella, shake hands with Chip 'n Dale, and share warm hugs and hearty laughs with Donald Duck and Daisy Duck.

Deck Parties

To further entertain guests, Disneyland cruise vacations also involve deck parties specially prepared for families. These spectacular, open-air music, and dance parties are a great start of your family's vacation. Unique themed celebrations on deck can also challenge your creativity and resourcefulness in creating a costume for the whole family. For example, you can all dress like pirates and meet fellow mates onboard the sophisticated cruise ship. You can get to know other guests and even make friends during your trip.

Dining Features

A vacation is not complete without sumptuous dishes and new, exotic delicacies. Disneyland family vacations also include a one-of-a-kind Rotational Dining where guests experience three different restaurants with personalized service from servers who travel with you to each special meal. Such food and beverage experience will add to the growing list of exciting features your family can enjoy.

Services and Amenities

Sophisticated and renowned Disneyland cruise vacations offer world-class staterooms, 24-hour complimentary room service, and private clubs and exclusive areas for adults. Your whole family can relax and enjoy in these accommodations, maximizing comfort and entertainment on your special trip.

Source: http://travel.ezinemark.com/what-makes-disneyland-cruise-vacations-amazing-7d3423e0103d.html

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Deadman Wonderland Roleplay

Care to check out an amazing roleplay? It is based off an utterly fantastic manga written by Jinsei Kataoka and illustrated by Kazuma Kondou. It has it action packed and filled with plot twists. Haven't read it but you're interested? That's perfectly fine!
A massive earthquake ravaged Japan's mainland and destroyed most of Tokyo, sinking three-quarters of the city into the ocean. Human beings, somehow, were developing the ability to manipulate their own blood, to the point of turning it into a weapon. These people come to be called ?Deadmen? as a group, but individually they each have a nickname relating to their power. These abilities have been come to be called ?Branch of Sin? and seem to differ from Deadman to Deadman.
Deadman Wonderland is Japan's only privately operated prison, built after the Great Tokyo Earthquake on ground zero. It gathers prisoners from all over Japan and raises money for the revival of the destroyed metropolis. The prison also runs a secret gladiator-like game called the Carnival Corpse, where wealthy anonymous donors pay to watch deathmatches between the prison's Deadmen.
http://www.roleplaygateway.com/roleplay/deadman-wonderland/
More information can be found in my roleplay, and also at this link: http://en.wikipedia.org/wiki/Deadman_Wonderland

Source: http://feedproxy.google.com/~r/RolePlayGateway/~3/f4Rx_lljDko/viewtopic.php

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Tuesday, February 21, 2012

Choosing A Financial Adviser ... - Debt Consolidation

If you want to know how to choose a financial planner you can trust, then you?re in the right place.

There are 3 easy steps for choosing a financial planner in Australia.

Step 1 ? What Type Of Advice Do You Need?

Financial planners specialise in different types of advice. Some provide advice for retirement planning; some provide advice for investments, while others insurance.

It is necessary to choose a financial planner who?s specialised in the type of advice you need.

The most common areas of specialisation are:

* Insurance Advice

* Wealth accumulation, debt reduction and budgeting

* Retirement Advice & Pre-Retirement Planning

* Self-Managed Super Funds

Financial advisers may have experience in all of these specialisations but they may only be proficient in one or two. It is essential to choose a financial planner who specialises in the type of advice you need as each specialist area has its own unique rules, legislation and strategies.

Step 2 ? 5 Different Way To Choose A Financial Planner

Once you know the sort of advice you need, the next thing to do is to start creating a short-list of financial advisers who provide the advice you require. There are many ways to find a financial planner. In this article we?ll discuss 5 different ways to choose a financial planner.

1. Ask Your Existing Service Providers

2. Ask A Friend

3. Contact Professional Associations

4. Conduct A Specific Search Engine Search

5. Use The Find A Financial Planner Matching Service

Let?s discuss these options further.

1. Existing Service Providers

Your current service provider may be able to help you chose a financial adviser, this may be an accountant, a finance broker or a general insurance consultant. Inform them of the type of advice you require so that you can be referred to a specialist financial adviser.

It is not uncommon for finance companies to own financial products and so the downside of taking this approach is that you may be referred to one of their internal planner who may only recommend the companies products. The referrer may receive a referral fee for connecting you and your financial adviser, be wary of this. The referral may not be in your best interest.

2. Ask A Friend

Friends or family members who have received financial advice in the past are another potential referral source. Find out if they were satisfied with the level of service and ongoing support they receive.

Keep in mind that not all financial advisers specialise in all types of advice, so if it is insurance advice you are after it may not be sensible to ask a retiree for a referral to see their retirement adviser, and so on.

3. Contact Professional Organisations

There are several professional associations who can assist you to find a financial planner from their member database.

* Association of Independent Financial Advisers

* Australian Financial Advisers Association (AFA)

* Financial Planning Client Advocate

* Financial Planning Association (FPA)

Obviously, professional organisation will only refer you to a financial planner who is part of their member base.

4. Specific Google Search

You could conduct a specific internet search. Make sure your search includes the advice type and a location, for example, ?Retirement Advice Melbourne.? The biggest risk with this method is that there is no third party recommendation, as with all the other methods mentioned in this article.

5. Use Our Online Matching Service

The Financial Planning Client Advocate offers free matching service called ?Find A Financial Planner? on their website www.findafinancialplanner.com.au. The service matches you with a financial planner based on your location and the sort of advice you need, which means you will be matched with a specialist financial planner for your advice needs.

To your benefit, all financial planers using the matching service need to pass an accreditation by the Financial Planning Client Advocate (FPCA) before they can be listed, this gives you the added security needed whilst selecting a credible financial adviser.

Step 3 ? Question To Ask Your Financial Planner

If you search for a financial planner on Find A Financial Planner matching service then the FPCA has already pre-qualified the financial planner as part of their accreditation process.

If you choose to go it alone, the following are some tips to help you qualify the financial planner you choose.

1. Make Sure The Hold A License ? Australian financial planners must hold, or be employed by an Australian Financial Services (AFS) licence to provide financial advice.

2. Request A Financial Services Guide (FSG) ? A Financial Service Guide (FSG) outlines the services offered, fees involved and what to do in the unfortunate event of a complaints. Obtaining a copy of the FSG which will help you assess a financial planner.

3. What Are The Fees & How Are They Charged? ? Ensure that you are fully aware of all fees and how you will be charged before you precede wit any advice.

4. Who?s Behind The Advice and Why? ? An adviser may be limited to recommending companies products as many financial planning firms are owned by or licensed by financial institutes. These institutions may be banks, life insurance companies and fund managers. Recognising who is behind the advice that you receive will help you identify any possible conflicts.

If you want to learn more about choosing a financial adviser then visit the Financial Planning Client Advocate (FPCA) where you can also find a financial planner who a match for your advice needs.

Source: http://debtconsolidationcure.com/2213/choosing-a-financial-adviser/?utm_source=rss&utm_medium=rss&utm_campaign=choosing-a-financial-adviser

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Monday, February 20, 2012

Willie Wonka and the Phoenix Real Estate Market | All Phoenix Real ...

Willie Wonka and the Phoenix Real Estate Market | All Phoenix Real Estate.Com The ARMLS logo indicates a property listed by a real estate brokerage other than Thompson's Realty.
All information should be verified by the recipient and none is guaranteed as accurate by ARMLS.

Copyright 2012 Arizona Regional Multiple Listing Service, Inc. All rights reserved.

Data last updated 2/19/12 10:54 PM PST.

This IDX solution is (c) Diverse Solutions 2012.

Source: http://allphoenixrealestate.com/willie-wonka-and-the-phoenix-real-estate-market/

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Monday, February 13, 2012

Irrevocable Trust Planning: An Indispensible Tool in Rhode Island ...

RI Elder LawsOne focus of RI Elder Laws is to assist seniors with planning for possible long term care expenses.? At the present time, planning will often focus on eligibility for Medicaid and for Veterans benefits. Irrevocable trusts are popular asset protection planning tools, and are frequently used in both Medicaid planning and Veterans planning.? Asset protection trusts allow you to transfer certain assets into an entity that will be managed by a designated person who is financially competent and trustworthy.

A trust must be irrevocable to provide any asset protection. Generally, ?irrevocable? means that the trust cannot be changed.?? However, RI attorneys provide that there are certain provisions that provide flexibility.? For instance, if the person who creates the trust retains a special power of appointment, then that power can exercised to change the beneficiaries at a later date.? Asset protection trusts can be designed to protect the assets from the creditors of the beneficiaries and from beneficiaries? divorce claims as well.? Thus, asset protection trust provides far superior control than outright gifts to children.

Generally speaking, any rights that are retained by the grantor (the person who creates the trust) will be considered legally ?available.? In RI Medicaid planning, individuals often create an irrevocable trust and retain the rights to any income earned by the trust but relinquish the rights to trust principal.? This makes the principal ?unavailable? for Medicaid purposes. However, funding such a trust is considered a prohibited transfer and is subject to a five year look back period.

In Veterans planning, Rhode Island attorneys state that retaining the rights to trust income will make the trust principal and the trust income available to the grantor.? Thus, for Veterans purposes a retained right to income is not recommended.

There are many significant tax issues that need to be addressed in designing an asset protection trust.? If the trust is to hold a principal residence it is important to create a ?grantor trust? for income tax purposes.? This will preserve the tax exemptions that apply to the sale of a principal residence.

Transfers to asset protection trusts can be structured as completed or incomplete gifts.? If the transfer is incomplete, the assets will be included in the estate of the grantor and the basis of the assets will be stepped-up at the death of the grantor.? This usually means that the beneficiaries will save on capital gains tax.? If the transfer to the trust is complete, a gift tax return may be required and the trust will maintain the same basis in the assets as the grantor of the trust. This means that capital gains tax may be due on the sale of the trust property.

With respect to Medicaid eligibility, funding an asset protection is considered a prohibited transfer and is subject to a five year look back period. In addition, many cities and towns will not continue property tax exemptions when a home is transferred to an irrevocable trust.? Lastly, refinancing real estate held in an irrevocable trust can be difficult and reverse mortgages will be impossible.

The Rhode Island Supreme Court licenses all lawyers in the general practice of law.? The court does not license or certify any lawyer as an expert or specialist in any particular field of practice.

Source: http://westbound415.com/2012/02/irrevocable-trust-planning-indispensible-tool-rhode-island-elder-law/

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